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A personal loan is a loan that does not require collateral or security and is offered with
minimal documentation.
You can use the funds from this loan for any legitimate financial need. Like any other loan, you
must repay it accordance to the agreed terms with the bank. Normally this can include a few
months to a few years in easy equated monthly instalments.
You are free to use the funds you get from a personal loan any way you wish – fund a holiday, buy a gadget, pay for medical treatment, use on home renovation, spend on a wedding, finance your children’s education, etc.
A personal loan works pretty much the same way as most loans. You apply for a loan, submit the
documents, the bank checks your credit worthiness and makes a loan offer. If you accept it, the
funds are transferred to your bank account, and you can use them any way you like.
You must repay the loan in equated monthly instalments (EMI), which will depend on factors such
as loan amount, tenure and interest rate.
You can get a personal loan very quickly. ANY Bank offers pre-approved personal loans to its customers in 10 seconds*. Others can get funds in as little as 4 hours*.
A personal loan is the best solution for any financial requirement. So what are you waiting for ? Apply for a personal loan now!